Viewing houses and buying them is the fun side of the property world. Dealing with mortgage lenders is the less interesting part, but a necessity. These are not people you would invite round for dinner, I suppose, but they can prevent you getting the cash advance you need if theres is a problem with your credit report score. Mortgage companies are starting to use a system called credit scoring. This means they access your credit report and see all the existing debts, how much is owed, how promptly you pay, and whether you have been bankrupt in the recent past. All this information is combined into an overall credit score for you, which the lender can use to rank your repayment abilities. If you want to check your score and maybes get it put right, go to Picturecredit.com