Nan has a friend who moved across to the US at the age of 80, to live with his son. Here in England we may think things are hard sometimes, but this guy had to get his own individual health insurance over there and the cost – just for visiting the doctor when necessary – was more than $400 a month. At that rate, vets’ bills do not seem quite so bad. No, forget that – Vets’ bills are still a rip off!